Key Features of Health Insurance

We at Smart Insurance Sollutions proudly connected with ICICI Lombard General Insurance offers services for Health, Vehicle, Travel, Fire, Building, etc We are also connected as Business Partners with Policy Bazar & Renew Buy to provide best competitive rates for your General Insurance needs

Services Benefit

Special Benefits of the Health Insurance

Hospitalization expenses incurred abroad shall be paid up to sum insured.

Medical Expenses incurred due to Illness up to 60 days period immediately before and 180 days immediately after an Insured Person's admission to a Hospital.

Tele consultations and recommendations for common health issues by a qualified Medical Practitioner or health care professional.

1.5% All adult members covered in the policy should have been vaccinated in the past 1 year from policy start date to avail this discount.

Expenses incurred on air ambulance services which are offered by a healthcare or an air ambulance service provider up to sum insured.

Covers treatment cost in case customer opts to get treated at home instead of getting hospitalized provided doctor has recommended the treatment.

Great Insurance for Your Health

Secure optimal health insurance coverage tailored to your needs. We offer the finest insurance plans, ensuring comprehensive protection for your well-being, providing peace of mind in times of medical need.

What Is Health Insurance?
A medical insurance policy, known as health insurance, provides coverage for medical expenses due to illnesses or injuries. It either reimburses your bills or directly pays the medical provider. Comprehensive coverage includes hospitalization, daycare procedures, domiciliary hospitalization, ambulance charges, and more. Health insurance plans ensure protection from diverse diseases and offer tax-saving benefits. According to Section 80D of the Income Tax Act, 1961, premiums paid towards health insurance qualify for tax benefits.
Why Do I Need Health Insurance?
There is so much unpredictability encompassing one's health and it is almost impossible to have any control over health-related expenses. However, after getting insured with a suitable health insurance plan, you can exercise some degree of control and gain some security vis-a-vis your and your family’s health care expenses. The question 'why you need health insurance' can be answered in countless ways, and here are a few of them: - Changing Lifestyle - Rising Medicle Costs - Covid-19 Cover - Tax Benefits - Includes a Cover for Pre-existing Diseases - Provides Cashless Treatment - Covers Ambulance Expenses - Covers Pre-hospitalisation and Post-hospitalisation Expenses - Provides the Option of Additional Sum Insured
How Much Experience Our Team Member ?
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Benefits of Health insurance with Smart On Sollutions

  1. Room Rent : Any category room up to SI/ No Sublimit/ No Co-pay
  2. Premium Discount : Multi year discount- 7.5% on 2nd year & 10% on 3rd year policy premium
  3. Road Ambulance : 1% of SI or maximum of Rs. 10,000/- per hospitalization
  4. Domestic Air Ambulance : Up to the Sum Insured (over and above base Sum Insured)
  5. In-Patient Expenses : Up to the Sum Insured
  6. Pre & Post Hospitalization : Up to the Sum Insured- 60 days & 180 days cover
  7. Day Care Procedures : Up to the Sum Insured- All day care
  8. AYUSH : Up to the Sum Insured- Ayurveda, Unani, Siddha & Homeopathy inpateint treatment cover
  9. Domiciliary Hospitalization Cover : Up to the Sum Insured (minimum 3 days continous treatment is required)
  10. Organ Donor Expenses : Up to the Sum Insured (minimum 3 days continous treatment is required)
  11. Restore Benefit : 100% of SI shall be made available even in case of partial utilization of SI due to any illness for same person.
  12. World Wide Coverage : Available for SI 25 lakhs & above only
  13. Home Care Treatment : 5% of SI max up to Rs. 25,000
  14. Heath Check-up : Annual: Starting from 1st year/ up to 0.5% of SI, max of Rs. 10,000 on cashless basis
  15. Guaranteed Cumulative Bonus : 20% of SI maximum upto 100%
  16. Animal Bite (Vaccination) : Up to Rs. 10,000
  17. Bariatric Surgery : 50% of SI max upto 10lakhs (Applicable SI>= 10 Lakhs, waiting period 3 years)
  18. Convalescence Benefit : Lumpsum Rs. 20,000 (Hospitalization for 10 days or more, over & above SI)

Many more benefits....

Mr. Shashank Jain

Contact me for any queries on below details

Denounce with righteous indignation and dislike men who are beguiled and demoralized by the charms pleasure moment so blinded desire that they cannot foresee the pain and trouble.